Central Recordkeeping Agency (CRA)

• Recordkeeping, administration and customer service functions for all the subscribers of the NPS.
• Issue of unique Permanent Retirement Account Number (PRAN) to each subscriber, maintaining a database of all PRANs issued and recording transactions relating to each subscriber's PRAN.

• Acting as an operational interface between PFRDA and other NPS intermediaries such as Pension Fund Managers, Annuity Service Providers, Trustee Bank etc.
• Central Record Keeping Agency is National Securities Depository Limited (NSDL).